Separating Expert Retention from Autonomous Source Inference in Raw-ECG-Replay-Free Continual ECG Deployment

In multi-source ECG deployment, models may need to incorporate new data sources when earlier raw ECGs cannot be retained or replayed. Freezing a pretrained backbone and assigning each source an isolated classifier prevents parameter interference, but deployment still requires selecting an expert when source metadata are unavailable. We study this distinction through IRFE-ECG, an incremental expert bank built on frozen 1024-dimensional ECGFounder features. Each arriving domain adds a balanced-softmax linear expert, while a lightweight router is fitted only on retained training features and domain labels from sources observed so far. A validation-calibrated margin rule fuses the two most likely experts instead of committing to a single routed expert. On CPSC, PTB-XL, Georgia, and Chapman-Shaoxing, source-aware expert selection reaches $0.7915\pm 0.0036$ Macro-F1 and a matched offline independent-head reference reaches $0.7885\pm 0.0009$, supporting strong source-aware expert retention. Without source IDs, an MLP router reaches $0.7756\pm 0.0027$ and top-2 margin fusion reaches $0.7782\pm 0.0022$. The top-2 gain over hard MLP routing is small ($+0.0026$), with a 95% confidence interval from paired bootstrap that includes zero. Across three domain orders, the top-2-to-oracle gap remains $0.0111$–$0.0133$, identifying autonomous source inference as the main remaining bottleneck. No raw ECGs are replayed, but frozen training features are retained for router updates; the method is therefore not memory-free.Code is available at https://github.com/yufanlu221/IRFE-ECG.