{We study low-energy photon propagation in a constant magnetic field within the one-loop Heisenberg–Euler theory, retaining the refractive-index normalization without expansion. Here ``finite-field’’ denotes exact dependence on within the one-loop, constant-field approximation. The resulting birefringence is propagated into magnetar polarization transport. In a centered-dipole model, the polarization-limiting radius is unchanged to better than because mode decoupling occurs at , where . Near the surface, however, the weak-field Cotton–Mouton expression overestimates the accumulated birefringent phase by up to a factor at ~G. At the plasma–vacuum resonance, finite-field corrections reduce the resonance density by and raise the adiabatic conversion energy by for 1E~1547.05408; the corresponding changes are factors and for 1RXS~J17084009, and factors and for SGR~180620, the latter controlled by the strong-field asymptote. The resummed one-loop parallel-mode magnetic response remains positive and develops a broad maximum near . The strictly truncated response is monotonic; therefore the maximum is a structural prediction of the resummed one-loop constitutive model, while its detailed profile and precise location require higher-loop validation. These results identify vacuum-resonance observables as the most sensitive channel for testing finite-field QED in magnetars.

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