We consider a two-dimensional equilibrium measure problem under the presence of quadratic potentials with a point charge and derive the explicit shape of the associated droplets. This particularly shows that the topology of the droplets reveals a phase transition: (i) in the post-critical case, the droplets are doubly connected domain; (ii) in the critical case, they contain two merging type singular boundary points; (iii) in the pre-critical case, they consist of two disconnected components. From the random matrix theory point of view, our results provide the limiting spectral distribution of the complex and symplectic elliptic Ginibre ensembles conditioned to have zero eigenvalues, which can also be interpreted as a non-Hermitian extension of the Marchenko-Pastur law.

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