We present the first theoretical calculation of nonfactorizable charm-quark loop contributions to the amplitude. We calculate the relevant form factors, , and provide convenient parametrizations of our results in the form of fit functions of two variables, and , applicable in the region below hadron resonances, and . We report that factorizable and nonfactorizable charm contributions to the amplitude have opposite signs. To compare the charm and the top contributions, it is convenient to express the NF charming loop contribution as a non-universal (i.e., dependent on the reaction) -dependent correction to the Wilson coefficient . For the amplitude, the correction is found to be positive, .

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