We model the evolution of 21 Gaia neutron star (NS)-main-sequence binaries (orbital period – days, eccentricity ) using binary evolution with . We examine eccentric mass transfer and models assuming prior circularization. All systems end as NS-white dwarf (WD) binaries, but transfer modes yield distinct outcomes. Under eccentric transfer, binaries are driven to higher , forming orbits with and - days. Periastron bursts are brief ( yr), transfer only a few M, and produce mildly recycled pulsars ( ms) with low-mass He WDs. Artificially circularized transfer gives - days, lasts yr, and allows NSs to accrete M, forming fully recycled MSPs ( few-30 ms) with CO WDs. Allowing super-Eddington accretion up to the canonical rate makes even eccentric systems efficient MSP producers, though torque coupling remains uncertain. Using an adaptive, field-dependent magnetic-field decay timescale, we find MSPs stay radio-active over Gyr spans. Gaia systems undergoing stable mass transfer remain wide and fail to match the Galactic MSP-WD population, where most, nearly circular systems have days. Binaries with different mass ratios and initial configurations – likely leading to unstable mass transfer – are needed to reproduce the observed MSP-WD distribution.

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