U(2) is Right for Leptons and Left for Quarks

We posit that the distinct patterns observed in fermion masses and mixings are due to a minimally broken $\mathrm{U}(2{)}_{q+e}$ flavor symmetry acting on left-handed quarks and right-handed charged leptons, giving rise to an accidental $\mathrm{U}(2{)}^5$ symmetry at the renormalizable level without imposing selection rules on the Weinberg operator. We show that the symmetry can be consistently gauged by explicit examples and comment on realizations in $\mathrm{S}\mathrm{U}(5)$ unification. Via a model-independent SMEFT analysis, we find that selection rules due to $\mathrm{U}(2{)}_{q+e}$ enhance the importance of charged lepton flavor violation as a probe, where significant experimental progress is expected in the near future.