Assessment of POS Owners Awareness of Cybersecurity and Insider Threats in POS Kiosks Related Financial Crimes

The introduction of point of sales POS technologies as a payment system was welcoming and constitutes one of the major breakthroughs in the efforts made to rejuvenate the global financial systems. However, like other information technology IT based financial systems, the POS also poses some cybersecurity security threats. The unique thing about the POS is that the main cybersecurity threats it poses to most users are not IT based which refers to unauthorized access and gaining information without the knowledge of the user. The threats are rather connected to the mode of operation of POS kiosks, particularly as experienced in most parts of Nigeria. The mode of operation exposes users cards to possible cloning.