Neutrino Mass Matrix with Approximate Flavor Symmetry

Phenomenological implications of neutrino oscillations implied by recent experimental data on pattern of neutrino mass matrix are disscussed. It is shown that it is possible to have a neutrino mass matrix which shows approximate flavor symmetry; the neutrino mass differences arise from flavor violation in off-diagonal Yukawa couplings. Two modest extensions of the standard model, which can embed the resulting neutrino mass matix have also been discussed.