Let have independent real columns with finite second moments, not necessarily centered or identically distributed. For , we compare with a deterministic matrix defined by the second-moment profile , where . We prove finite-dimensional bounds for in terms of moments of centered quadratic forms, without assuming independence among the coordinates of a column. Operator-test bounds impose no trace-growth or aspect-ratio restriction and display explicitly the effect of the sizes and repetitions of the second-moment matrices . Under , Hilbert–Schmidt-test bounds allow the heterogeneity of the profile to be controlled through approximation by commuting positive-semidefinite matrices. Additive deformations also yield deterministic equivalents for resolvent sandwiches. All bounds are locally uniform away from .

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