We show that the observed primordial perturbations can be entirely sourced by a light spectator scalar field with a quartic potential, akin to the Higgs boson, provided that the field is sufficiently displaced from vacuum during inflation. The framework relies on the indirect modulation of reheating, which is implemented without any direct coupling between the spectator field and the inflaton and does not require non-renormalisable interactions. The scenario gives rise to local non-Gaussianity with as the typical signal. As an example model where the indirect modulation mechanism is realised for the Higgs boson, we study the Standard Model extended with right-handed neutrinos. For the Standard Model running we find, however, that the scenario analysed does not seem to produce the observed perturbation.

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