We develop a new model for X-ray emission from tidal disruption events
(TDEs), applying stationary general relativistic slim disk'' accretion solutions to supermassive black holes (SMBHs) and then ray-tracing the photon trajectories from the image plane to the disk surface, including gravitational redshift, Doppler, and lensing effects self-consistently. We simultaneously and successfully fit the multi-epoch XMM-Newton X-ray spectra for two TDEs: ASASSN-14li and ASASSN-15oi. We test explanations for the observed, unexpectedly slow X-ray brightening of ASASSN-15oi, including delayed disk formation and variable obscuration by a reprocessing layer. We propose a new mechanism that better fits the data: a Slimming Disk’’ scenario in which
accretion onto an edge-on disk slows, reducing the disk height and exposing
more X-rays from the inner disk to the sightline over time.For ASASSN-15oi, we
constrain the SMBH mass to . For
ASASSN-14li, the SMBH mass is and the spin is
. For both TDEs, our fitted masses are consistent with independent
estimates; for ASASSN-14li, application of the external mass constraint narrows
our spin constraint to . The mass accretion rate of ASASSN-14li decays
slowly, as , perhaps due to inefficient debris
circularization. Over 1100 days, its SMBH has accreted $\Delta M
\approx 0.17 M_\odot> 0.34 M_\odot$,
i.e., no ``missing energy problem.‘’ For both TDEs, the hydrogen column density
declines to the host galaxy plus Milky Way value after a few hundred days,
suggesting a characteristic timescale for the depletion or removal of obscuring
gas.

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