On the second of November 2019 the black hole X-ray binary MAXI J0637430 went into outburst, at the start of which it was observed in a thermal disc-dominated'' state. High photon energy (extending above 10 keV) observations taken by the NuSTAR telescope reveal that this thermal spectrum can not be fit by conventional two-component (disc plus corona) approaches which ignore disc emission sourced from within the plunging region of the black hole's spacetime. Instead, these models require a third additional’’ thermal component to reproduce the data. Using new disc solutions which extend classical models into the plunging region we show that this ``additional’’ thermal emission can be explained self-consistently with photons emitted from the accretion flow at radii within the innermost stable circular orbit of the black hole. This represents the second low mass X-ray binary, after MAXI J1820+070, with a detection of plunging region emission, suggesting that signatures of this highly relativistic region may well be widespread but not previously widely appreciated. To allow for a detection of the plunging region, the black hole in MAXI J0637430 must be at most moderately spinning, and we constrain the spin to be at 99.9 confidence. We finish by discussing the observational requirements for the robust detection of this region.

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