We explore the accretion properties of the black hole X-ray binary \j1550
during its outbursts in 1998/99 and 2000. We model the disk, corona, and
reflection components of X-ray spectra taken with the {\it Rossi X-ray Timing
Explorer} (\rxte), using the {\tt relxill} suite of reflection models. The key
result of our modeling is that the reflection spectrum in the very soft state
is best explained by disk self-irradiation, i.e., photons from the inner disk
are bent by the strong gravity of the black hole, and reflected off the disk
surface. This is the first known detection of thermal disk radiation reflecting
off the inner disk. There is also an apparent absorption line at keV
which may be evidence of an ionized disk wind. The coronal electron temperature
() is, as expected, lower in the brighter outburst of 1998/99,
explained qualitatively by more efficient coronal cooling due to irradiating
disk photons. The disk inner radius is consistent with being within a few times
the innermost stable circular orbit (ISCO) throughout the bright-hard-to-soft
states (10s of in gravitational units). The disk inclination is low
during the hard state, disagreeing with the binary inclination value, and very
close to in the soft state, recovering to a lower value when
adopting a blackbody spectrum as the irradiating continuum.

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