Let be an irreducible lattice in a semisimple Lie group of real rank at least . Suppose that has property (T;FD), that is, its finite dimensional representations have a uniform spectral gap. We show that if is (flexibly) Hilbert–Schmidt stable then: infinite central extensions of are not hyperlinear, and every character of is either finite-dimensional or induced from the center (character rigidity). As a consequence, a positive answer to the following question would yield an explicit example of a non-hyperlinear group: If two representations of the modular group almost agree on a specific congruence subgroup under a commensuration, must they be close to representations that genuinely agree on ?

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