Are Bell's conditions for local realism general enough?

Bell conditions for local realism are critically revisited. In particular for optical experiments I criticize Bell’s proposed response of detectors to signals as extremely idealized. More physical conditions are proposed, whence a realistic local model of an optical experiment is possible which violates the Clauser-Horne (Bell) inequality. The possibility rests on the existence of a coincidence-time loophole in the experiments.