We calculate the long-distance effect generated by the four-quark operators with -quarks in the decays. At the lepton-pair invariant masses far below the -threshold, , we use OPE near the light-cone. The nonfactorizable soft-gluon emission from -quarks is cast in the form of a nonlocal effective operator. The $B\to K^{()}$ matrix elements of this operator are calculated from the QCD light-cone sum rules with the -meson distribution amplitudes. As a byproduct, we also predict the charm-loop contribution to beyond the local-operator approximation. To describe the charm-loop effect at large , we employ the hadronic dispersion relation with $\psi=J/\psi,\psi (2S), … B\to K^{()}\psi $ amplitudes are used as inputs. Matching this relation to the result of QCD calculation reveals a destructive interference between the and contributions. The resulting charm-loop effect is represented as a -dependent correction to the Wilson coefficient . Within uncertainties of our calculation, at below the charmonium region the predicted ratio is for $B\to K \ell^+\ell^-B\to K^*\ell^+\ell^-$, the difference being mainly caused by the soft-gluon contribution.

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