We investigate solar-neutrino spin–flavor precession (SFP) induced by magnetic moments in the three-active-flavor framework. For Majorana neutrinos, SFP can convert solar neutrinos into antineutrinos of different active flavors. In the Dirac case, SFP instead produces sterile right-handed states and can lead to the disappearance of active neutrinos. Using the full Hamiltonians and GS98 and AGSS09 solar profiles, we examine propagation-eigenvalue crossings at and the projected magnetic couplings between the corresponding states. For normal mass ordering and , we confirm the absence of finite-density Majorana crossings. A magnetically coupled Dirac crossing emerges above approximately but involves only a subdominant electron-flavor component, limiting resonant disappearance. Nonresonant Majorana conversion nevertheless offers a distinctive lepton-number-violating solar signal, motivating our sensitivity study for the Jinping Neutrino Experiment. For a proposed detector operating for five to ten years, we project a 90% C.L. sensitivity of . In the -only benchmark, optimistic solar-core transverse magnetic fields of imply a reach of , numerically below existing direct-scattering limits and commonly quoted stellar-cooling bounds. This could enable Jinping to provide one of the most stringent projected terrestrial sensitivities to Majorana transition magnetic moments.

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